Myth or Reality? Homeowners Stretched Thin

According to a recent survey of home loan owners by Ditech, it seems that most homeowners are responsible creditors who don't carry lots of debt on their homes and have equity built up from making their payments.  On time, in fact. 

So, this responsible homeowner portrayal begs the question--are the stories of a housing bubble and pending loan defaults due to rising interest rates make good media copy?  Is it bad news that sells newspapers and make the evening news?  Yes, it could be--just like how this site could be guilty of - is the sky really falling?  Well, we hope to always bring you both sides of the real estate and mortgage home loan story.  Our objective to make you forewarned and informed.

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